PRODUCT MODULE

Nidhi Bank & Finance Management

"Core banking ERP for Nidhi companies & credit cooperative societies."

A robust, high-security core banking ERP built from the ground up to comply with Nidhi Company Rules. Manage member registries, calculate interest dynamically for FD/RD schemes, track loan repayments, record collateral assets, track field collection agents with live geolocation, and generate comprehensive balance sheets.

Request Deployment

Fill in your information to request product pricing, custom API key allocations, or scripts integrations.

Core Features

Dynamic Member Share capital & certificate registries
Complete Savings, FD, and RD scheme managers
Extensive Loan management module (Mortgage, Gold, Personal, Business)
Collection Agent mobile application with live GPS logs
Comprehensive accounting ledger (Trial Balance, P&L, Balance Sheet)
Automated SMS & WhatsApp transactional alerts for account actions

Value Inclusions

Operate your Nidhi Company on secure, banking-level software.
Track field collection agents live to stop cash collection leaks.
Generate error-free audit compliance records for registrar filings.

Target Industries

Registered Nidhi Companies across India Credit Cooperative Societies Microfinance Institutions (MFI) and Rural Credit Centers

Product FAQs

Q: Is this software fully compliant with Ministry of Corporate Affairs (MCA) guidelines?

A: Yes, it is designed in accordance with the Nidhi Rules, 2014, including rules for loan-to-value limits and share allocation rules.

Q: Does it support automatic interest calculation?

A: Yes! Savings, RD, and FD interests are calculated automatically as per the selected scheme (daily, monthly, quarterly, or yearly compounding).

Q: Can we deploy this on our own dedicated server?

A: Yes, we provide dedicated installation assistance on standard VPS platforms (AWS, DigitalOcean, Linode) for high security.